Insurance & Financial Resources

Please click on the links below to access tips and resources

HEALTH INSURANCE TIPS & ASSISTANCE PROGRAMS

National Patient Advocate Foundation

State Health Insurance Assistance Program Directs you to local medicare help resources, providing one-on-one counseling and assistance.

“Navigating Insurance” Handout with tips to better navigate insurance.

How to Appeal an Insurance Plan Decision

“Tips for When Your Insurance Company Won’t Pay”

 

FINANCIAL SUPPORT RESOURCES

PAN Foundation Phone: 1-866-316-7263 – Offering financial assistance to help people with serious illnesses afford their out-of-pocket treatment costs and improve their quality of life.

Patient Advocate Foundation Phone: 1-866-512-3861 – Provides direct services to patients with chronic, life-threatening and debilitating diseases to help them access care and treatment recommended by their doctor.

Healthwell Foundation Phone: 1-800-675-8416 – Helping the underinsured afford critical medical treatments — because no one should go without essential care.

Keep Swimming Foundation Phone: 1-262-264-8881 – Provides financial aid for patients and their families so that they may afford the essential, non-medical expenses required to remain together throughout long-term inpatient hospitalizations.

 

MEDICATION PRICING

Take advantage of drug company coupons and discount plans. Many companies offer medication discount programs for patients. There are several ways to find out if discounts are available for your medication:

  • The drug manufacturer’s website: Look at your prescription bottle for the name of the company that makes your medication. Then search that company name and “medication discounts” to find coupons and patient assistance programs for their medications.
  • Discount coupon websites: Several websites offer discount coupons for prescription medications (see below for examples). These websites typically work by partnering with pharmacies to offer lower prices on certain medications.
  • Your doctor’s office: Your doctor or pharmacist may also be able to help you find coupons or discounts for your medications.

NeedyMeds.org Find help with the cost of medicine

Guide to Drug Discounts This guide provides information on how different groups, including those with specific conditions, the elderly, and children, can access prescription drug discounts.

Medicine Assistance Tool Phone: 1-888-477-2669 A search engine designed to help patients, caregivers and health care providers learn more about the resources available through the various biopharmaceutical industry programs.

The Assistance Fund Phone: 1-844-282-5802 Helping patients afford medications.

Medicare.gov: Pharmaceutical Assistance Program

Medicare.gov State Pharmaceutical Assistance Program

Additional Tips:

  • GoodRX and SingleCare

    • These free services offer discounts on prescription medications. They work by negotiating lower prices with pharmacies, and you can use them even if you have insurance!

    • Compare drug prices at different pharmacies using their online tools.

  • Generic versus name-brand medications: Generic medications typically cost 80-85% less than brand names! This can be a huge difference, especially for long-term medications. Generics have the same active ingredients as brand names and deliver the same effects. They’re FDA-approved, so you can trust their safety and effectiveness. Talk to your doctor or pharmacist about whether generic versions are available for your prescriptions.
  • 90-Day Supply: Ask if a 90-day supply of your medication(s) will lower the average cost per pill versus a 30-day supply.

AED GRANT & DISCOUNT PROGRAMS

AED Grant Program
Private and public businesses, agencies, and institutions can be considered for this AED Grant Program. Individuals are also welcome to apply.

Discount AED Coupons
Website provides coupon codes and discounts for various models of AEDs.

One Beat CPR & AED
Offers training and AEDs for home use.

 

DEALING WITH MEDICAL BILLS

US News & World Report – How to Get Help Paying Medical Bills

Paying Medical Bills You Can’t Afford

5 Ways to Get Help with Medical Bills When You Don’t Have Insurance

 

ADVOCACY GROUPS

National Patient Advocate Foundation

Patient Advocate Foundation

 

Do you have additional questions? Email patientquestions@dcmfoundation.org.